Your numbers should help you make decisions.
Practical advice that helps church and business leaders gain clarity, strengthen financial decisions and build a clear path forward: cash-flow planning, budgets and forecasts, staffing analysis and decision support, built on accurate books.
What we take off your plate
Cash-flow planning
When money comes in, where it goes, and what your cash position looks like 13 weeks out.
Budgeting and forecasting
Realistic budgets and a rolling 12-month forecast built on your goals, not last year’s numbers.
Financial analysis
Trends, margins, spending patterns, risks and opportunities hidden in your statements.
Staffing and compensation
The real cost of adding a position, changing compensation or restructuring the team.
Reserves and capital planning
A reserve target leadership can monitor, and a plan for equipment, facilities and expansion.
Decision support
Numbers behind important decisions before you make them, in language a board can follow.
Who this is for
If any of these sound familiar, this is the right place to start.
- The books are current, but nobody is turning them into a plan.
- A big decision is coming: a hire, a building, financing, a new location or campus.
- Leadership gets reports but still asks “so are we okay?”
- You want someone who brings issues to you early instead of explaining them afterward.
What happens next
Financial Score
Three minutes online, or the full diagnostic with us. It shows which of the eight areas needs attention first.
One clear recommendation
We recommend the advisory work that moves your priorities, not a menu of everything we could do.
Build the tools
A 13-week cash-flow forecast, a realistic budget, a reserve policy or a staffing model, whichever your priorities call for.
Review every month
A standing review with leadership: what changed, what is coming and what decision it points to.
Before you call
Is this a fractional CFO?
For many clients, yes. You get CFO-level planning and decision support on a monthly basis without a full-time hire.
Do we need your bookkeeping to use advisory?
Advisory depends on accurate, current books. If yours are, we can work from them. If not, we start there.
Can you present to our board?
Yes. Clear reporting that a board can follow without an accountant in the room is a large part of the work.
What does it cost?
Quoted to fit after the Financial Score and a conversation, with the scope and monthly fee in writing before we begin.
From the blog
The 13-week cash-flow forecast, explained
Why a 13-week cash-flow forecast is the first advisory tool most churches and small businesses need, and how to build one that leadership will actually use.
Read
Why “last year plus three percent” is not a budget
A budget built on prior-year numbers hides the decisions inside it. Here is how to build one from realistic assumptions, and how to review it so it stays useful all year.
Read
The true cost of adding a position
Salary is only part of the number. Here is how to model the full cost of a new hire, for a church or a business, before you commit.
ReadKnow where you stand before your next big decision
Take the free Financial Score, or request a 20-minute call. No pitch, just questions about how your books are handled today.
